Terms of Use
Last updated: April 19, 2026
Informational Purpose Only
Session Covered provides general educational information about behavioral health insurance, therapy benefits, claims processes, and related topics. Content is not medical advice, legal advice, tax advice, or insurance advice for any specific situation. Benefit coverage depends on your individual plan, state, and circumstances. Always verify benefits with your insurance company before making decisions that depend on coverage.
No Provider-Patient Relationship
Reading articles on this site does not create a clinician-patient or professional relationship. If you are experiencing a mental health crisis, call or text 988 (Suicide and Crisis Lifeline). For clinical care, consult a licensed provider in your state.
Accuracy and Updates
We make a genuine effort to keep articles accurate and current. Insurance policies, CPT codes, state regulations, and plan documents change. The information may not reflect the most recent rule changes. Each article displays its publication or update date; rely on insurance company communications and CMS publications for authoritative current information.
Affiliate and Advertising Content
Some links on this site are affiliate links. See our Affiliate Disclosure. Display advertising is served by third-party ad networks. The presence of an ad does not constitute endorsement of the advertiser.
Intellectual Property
Article text is copyright Brian Nuckols unless otherwise noted. You may link to articles and quote short passages with attribution. Republication of full articles without written permission is not permitted.
Limitation of Liability
Session Covered and its author are not liable for decisions made based on site content. Insurance decisions, provider selection, and clinical care are your responsibility and should involve direct consultation with your plan and clinicians.
Governing Law
These terms are governed by the laws of Pennsylvania, United States, without regard to conflict of laws principles.
Contact
Questions about these terms: brianjnuckols@gmail.com