Navigate Therapy Insurance With Confidence

Does Insurance Cover Couples Therapy? What a Therapist Actually Tells Patients

Most insurance plans don't cover couples therapy directly, but there are billing workarounds. A licensed therapist explains what's covered, what isn't, and how to reduce costs.

Does Insurance Cover DBT Programs?

DBT includes individual therapy, skills groups, and phone coaching. A therapist breaks down what insurance covers, which CPT codes apply, and how to get a full DBT program paid for.

Does Insurance Cover Eating Disorder Treatment?

A therapist explains what insurance covers for eating disorder treatment at every level of care, from outpatient therapy to residential. Includes parity law protections, common denials, cost ranges, and how to appeal.

Does Insurance Cover EMDR Therapy?

EMDR is an evidence-based trauma treatment, but getting insurance to pay for it requires the right codes and documentation. A therapist explains what's covered and how to avoid denials.

How Many Therapy Sessions Does Insurance Cover?

Insurance plans handle therapy session limits differently. A licensed therapist explains parity law protections, common session caps, utilization review, prior authorization, and what to do when your sessions run out.

claims and appeals

Your Insurance Denied Therapy: How to Appeal Step by Step

A therapist explains exactly how to appeal a therapy denial from your insurance company, including internal and external appeals, letter templates, deadlines, and parity law protections.

How to Find a Therapist That Takes Your Insurance

Ghost networks, outdated directories, and full caseloads make finding an in-network therapist difficult. A licensed therapist explains the exact steps to find a provider who actually accepts your plan.

How to Get Out-of-Network Therapy Covered by Insurance

Your preferred therapist doesn't take your plan. A licensed therapist explains how to use out-of-network benefits, superbills, and single case agreements to get therapy covered anyway.

therapy without insurance

Can You Use an HSA or FSA for Therapy?

HSA and FSA funds can pay for therapy sessions, including out-of-network providers. A therapist explains the IRS rules, what qualifies, receipts you need, and the key differences between the two accounts.

In-Network vs. Out-of-Network Therapist: Costs, Trade-offs, and When Each Makes Sense

A therapist breaks down the real cost difference between in-network and out-of-network therapy, when out-of-network is worth it, and how to reduce costs either way.

What Is a Superbill? How to Get Reimbursed for Out-of-Network Therapy

A superbill is your key to getting reimbursed for out-of-network therapy. A therapist explains what it is, what it must include, and exactly how to submit it.

claims and appeals

Therapy CPT Codes Explained: What They Mean for Your Bill

A therapist breaks down the CPT codes used in therapy billing, including 90791, 90834, 90837, 90847, and more. Learn what each code means, how it affects your cost, and what to check on your bill.